View this job in: Insurance
Do you enjoy building relationships? Do you get satisfaction from knowing you'll help others lead safer and more secure lives? If so, you may make a great Insurance Agent.
As an Insurance Agent, you'll advise customers about different insurance policies. You will be the person to help them pick the policies that will protect what they earn, own, and hold dear. Your customers are your key to success, so it's important to build strong relationships with them. You'll also fill out and submit applications, issue quotes, maintain customer records, and prepare reports. You may specialize in one type of insurance or provide several different types, including home, auto, and life insurance. It's important to stay on top of the latest trends or products, so you may also attend industry events and seminars.
Most Insurance Agents will start out as a Junior Insurance Agent. Although employers only require a high school diploma, some employers may prefer a degree. You'll also need to be licensed by the state, but many employers will help you obtain your license.
- Develop a base of customers through prospecting and referrals
- Approach potential customers through various marketing efforts including printed collateral and presentations
- Understand customer's needs and financial situations through fact-finding appointments
- Explain features, advantages and disadvantages of various policies
- Calculate premiums and determine payment method and schedule
- Obtain underwriting approval for policies by completing applications for coverage
- Deliver policy to client and schedule follow-up visits to re-evaluate needs
- Update job knowledge by participating in educational opportunities
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